Long-term care insurance provides money for care when you're too old or sick to wash yourself and cook, though few American use it. Many who do have found that some insurance companies are slow to pay up or deny payments completely.
Oregon is one of several states that's adopting new regulations to improve the industry.
It used to be that the only way to appeal a long-term care decision in Oregon was in court, an arduous process for a person who may be elderly, sick or in a nursing home.
Of all the strained sports cliches, my favorite was "educated toe." Remember? An accomplished field goal kicker possessed an educated toe. I had a newspaper friend who wrote that a punter had an "intellectual instep," but the copy desk wouldn't allow it. Spoilsports.
In a red brick rambler in a Maryland suburb of Washington, D.C., Onether Lowery begins her daily shift as a caregiver. She skillfully helps 86-year-old Rosalie Lewis into her electric wheelchair, holding her from the back, then bending over to ease her down.
It's an impressive feat: Lowery herself is 80 years old.
"My mother, she was 89 when she passed away," Lowery says. "I took care of her and I just fell in love with older people. I get along with them very well."
From the first five minutes of Vegas, there's no mistaking its classic Western heritage — they even have Stetson-wearing heroes wrangling a herd of cattle on horseback.
The year is 1960, and nail-tough rancher Ralph Lamb has been talked into serving as the top cop in Las Vegas. Lamb's only problem: He's taking over just as the mob is trying to turn Vegas from a sleepy ranch town into the world's grown-up playground.
In Vegas, the white hats just want to run their ranches, while the black hats fight over money, gambling and power.
Originally published on Fri October 26, 2012 1:57 pm
Pundits fretted that the town hall format for Tuesday's presidential exchange would yield tepid results: undecided voters posing questions over 90 minutes with little more than a passing touch from the moderator, CNN's Candy Crowley.
Boy, was that a misplaced fear. "So much for the analysis this would not be confrontational," Fox News anchor Bret Baier said in the moments after the debate.